:root{--ink:#16181d;--muted:#5b616e;--line:#e3e5ea;--bg:#f6f7f9;--brand:#111;--accent:#9c7a3c;--accent-d:#7d6130;--ok:#1d7a46;--err:#b42318;--r:12px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent-d)}
.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:10}
header.top{background:#fff;border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px}
header.top img{width:190px}
header.top a.call{font-weight:600;text-decoration:none;color:var(--ink);white-space:nowrap}
.hero{background:linear-gradient(160deg,#1b1d22 0%,#2c2f36 60%,#3b3326 100%);color:#fff;padding:36px 0 44px}
.hero .grid{display:grid;gap:28px;grid-template-columns:1fr}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:#d9c08f;font-weight:700;margin:0 0 8px}
h1{font-size:clamp(1.7rem,5.2vw,2.6rem);line-height:1.15;margin:0 0 14px}
.lede{font-size:1.08rem;color:#e6e7ea;margin:0 0 18px}
.checks{list-style:none;padding:0;margin:0 0 6px}
.checks li{padding-left:28px;position:relative;margin:6px 0;color:#eceef1}
.checks li:before{content:"";position:absolute;left:4px;top:.45em;width:12px;height:7px;border-left:3px solid #d9c08f;border-bottom:3px solid #d9c08f;transform:rotate(-45deg)}
.card{background:#fff;color:var(--ink);border-radius:var(--r);padding:22px 18px;box-shadow:0 10px 30px rgba(0,0,0,.25)}
.card h2{margin:0 0 4px;font-size:1.3rem}
.card .sub{margin:0 0 14px;color:var(--muted);font-size:.95rem}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
label{display:block;font-weight:600;font-size:.9rem;margin:10px 0 4px}
label .opt{font-weight:400;color:var(--muted)}
input[type=text],input[type=email],input[type=tel]{width:100%;font:inherit;font-size:16px;padding:12px;border:1px solid #c9cdd5;border-radius:8px;background:#fff}
select{width:100%;font:inherit;font-size:16px;padding:12px;border:1px solid #c9cdd5;border-radius:8px;background:#fff;color:var(--ink)}
input:focus,select:focus{outline:3px solid rgba(156,122,60,.35);border-color:var(--accent)}
input[aria-invalid=true]{border-color:var(--err)}
.field-err{color:var(--err);font-size:.85rem;min-height:0;margin-top:3px}
.consent{display:flex;gap:10px;align-items:flex-start;margin:14px 0 6px;font-size:.8rem;color:var(--muted);line-height:1.45}
.consent input{margin-top:3px;width:18px;height:18px;flex:none}
.btn{display:block;width:100%;margin-top:14px;padding:15px;border:0;border-radius:10px;background:var(--accent);color:#fff;font:inherit;font-weight:700;font-size:1.08rem;cursor:pointer}
.btn:hover{background:var(--accent-d)}.btn[disabled]{opacity:.65;cursor:wait}
.fine{font-size:.78rem;color:var(--muted);margin:10px 0 0}
.alert{border-radius:8px;padding:10px 12px;margin:0 0 12px;font-size:.92rem;background:#fdecea;color:var(--err);border:1px solid #f5c2bd}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
section.band{padding:40px 0}
section.band h2{font-size:1.5rem;margin:0 0 16px}
.steps{display:grid;gap:14px;grid-template-columns:1fr;counter-reset:s;padding:0;list-style:none;margin:0}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 16px 16px 60px;position:relative}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:16px;top:16px;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:grid;place-items:center}
.steps strong{display:block}
.intro{max-width:760px;margin:0 0 16px}
.options{display:grid;gap:14px;grid-template-columns:1fr}
.opt-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--accent);border-radius:var(--r);padding:16px}
.opt-card h3{margin:0 0 6px;font-size:1.15rem}.opt-card p{margin:0}
.opt-card ul{margin:10px 0 0;padding-left:20px}.opt-card li{margin:4px 0}
.opt-card .small{margin-top:10px;font-size:.8rem;color:var(--muted)}
.agent{display:grid;gap:18px;grid-template-columns:1fr;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.agent img{width:150px;height:150px;border-radius:50%;object-fit:cover;margin:0 auto}
.agent h3{margin:0}.agent p{margin:6px 0}
.agent .contact a{font-weight:600}
.note{background:#fff8e6;border:1px dashed #d9b75b;border-radius:8px;padding:12px;font-size:.9rem}
.ph{background:#fff1b8;padding:0 4px;border-radius:3px;font-weight:600}
footer{background:#16181d;color:#b9bdc6;font-size:.82rem;padding:28px 0 36px}
footer a{color:#e2c891}
footer .eho{display:flex;gap:10px;align-items:center;margin-bottom:10px;color:#fff;font-weight:600}
footer p{margin:6px 0}
.center{text-align:center}
.thanks{padding:46px 0}
.thanks .card{max-width:640px;margin:0 auto;box-shadow:0 6px 22px rgba(0,0,0,.08)}
.thanks .badge{width:56px;height:56px;border-radius:50%;background:var(--ok);color:#fff;display:grid;place-items:center;font-size:30px;margin:0 auto 10px}
@media (min-width:820px){
 .hero{padding:56px 0 64px}
 .hero .grid{grid-template-columns:1.1fr .9fr;align-items:start}
 .card{padding:28px 26px}
 .steps,.options{grid-template-columns:repeat(3,1fr)}
 .agent{grid-template-columns:170px 1fr}
 .agent img{margin:0}
}
@media (max-width:380px){.row{grid-template-columns:1fr}}